12 month blank household budget template

#12 MONTH BLANK HOUSEHOLD BUDGET TEMPLATE HOW TO#

Calculate your total expenses: You’ll also have to know just how much you’ll be spending within a certain time period.

Determine which of your income is regular and irregular so that you can come up with a more accurate estimate of your total income. Remember that there’s both regular and irregular income so you’ll most likely have both. This will help you understand things like how much money you should put into expenses and how much you can save at the end of each month.

Look into all of your sources of income: It’s important that you are aware as to all of the money that you make within a given period of time.

Creating your budget: Next is for you to put in the information you’ll need to help you maintain your budget. You may use the same process to create other types of documents in Google Docs.Ģ.

Choose if you want to start with a blank document or the templates that are available.

If you already have it, then you simply need to do the following: What you’ll need is a Gmail account, something that you can easily obtain by registering for one via Google’s main site.

#12 MONTH BLANK HOUSEHOLD BUDGET TEMPLATE HOW TO#

Open Google Docs: If you’ll be making budget documents via Google Docs, then the first thing that you’ll need to do is to learn how to access Google Docs itself. 10+ Samples of a Budget in Google Docs Yearly Budget Plan Templateġ. Again, this will help you better prepare for the future as you’ll know exactly how much you’ll need to continue running your business or to maintain your current lifestyle. For example, your project budget should have a record of any monthly expenses that you incur, giving you an estimate on the average that you’ll be spending on a monthly basis. Projections: In the long run, you’ll need to have a good idea of just how much you could possibly spend and earn. Doing so will help ensure that you stay on schedule with payments and so that you can adjust you’ll know when to adjust whenever it’s necessary.ĥ. Cash Flow Projection: You should always take note on when certain expenses have to be paid or when your money comes in. Be sure to know how much interest has to be paid as you’ll be including that into your year-end projections.Ĥ.

Don’t forget any forms of interest charge that may be included. Debts: It’s always best that you stay on top of all the debt that needs to be paid. If you’re looking into your business expenses, then you’ll have to look into production costs and everything else that will keep the business afloat.ģ. It’s important that you know just what it is that you have to spend on so that you can manage your money wisely. Expenses: If income is the amount of money that you make, then expenses would be the amount of money that you normally lose. For example, your household budget includes regular income that you receive from your monthly salary and irregular income that comes from the payment of your freelance jobs.Ģ. It’s important to take note of all the different types of income that you receive on both a regular and irregular basis. Income/Revenue: You’ll have to know just how much money your or your business make within a certain period of time.

12 month blank household budget template